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Money Saving Tip of the Month (featured column)
submitted by Melissa Wilde of Ohio

The following tips work together to help save money in a VERY EASY way!

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I keep track of my checking account in a check register on my computer, in an Excel document that automatically adds and subtracts for me.

Use our FREE Checkbook Registers to get started!

I log into my bank online every single day and make sure everything is the way it should be; I balance my checkbook every single day. If you do this every day, it takes about 2 minutes, at the most, instead of it being a monthly chore that takes an hour or two that you hate doing.

When I enter credits and debits into my Excel check register, I round. If my deposit is $450.56 I round DOWN and only add $450.00.  If my grocery bill is $52.32, I round UP and subtract $53.00. I have been doing this for about 4 years now.

I have been able to have a cash only Christmas for 4 years since I started doing this. Last year alone, I had over $600 “extra” that I used to help pay for Christmas gifts!

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Copyright © 2011 by Melissa Wilde. All rights reserved.

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